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Terms and Conditions for Incred Competition

WIN COSMETIC SURGERY COMPETITION – Terms and Conditions of entry

These General Competition Terms and Conditions apply to all competitions run by Incred Finance (Pty) Ltd hereinafter referred to as “Incred”. They may be amended or varied from time to time by Incred. Entrants waive any rights they may have with regard to these terms beings changed by Incred. Special Terms and Conditions may apply to particular contests in which case, the Special Terms and Conditions will be highlighted on the competition/promotion page.

1. PROMOTER

Incred, Company Registration Number 2006/011022/07, of 164 Katherine Street, Pinmill Farm Office Park, Building 2, Strathavon, South Africa, 2196.

2. WHO MAY ENTER

The only persons who may enter and be awarded prizes are South African residents who are not employees of Incred or its related bodies corporate, or the immediate family of such employees. “Immediate family” means spouse, parent, child or sibling, whether or not they live in the same household as the employee. Entrants must be 18 years or older in order to qualify to win.

3. CONDITIONS OF ENTRY

By entering the competition, participants agree to be bound by these General Terms and Conditions and any Special Terms and Conditions appearing on the website specific to the particular competition.

4. LIMITATIONS ON ENTRY

Participants may enter the competition as many times as they wish.

5. HOW TO ENTER AND SELECTION OF WINNERS

Entrants will be required to “Like” the Competition on Facebook. The Top Referrer and Top Commenter will qualify to be selected as the winner. To qualify as a Top Referrer entrants will be required to refer a minimum of 5 friends to the Facebook Page who will be required to “Like” the Facebook Page. Top Comments will be determined by number of “likes” an individual comment gets, as well as the contents (validity, relevance, uniqueness, authenticity) of the comment based on the judges opinion. Incred’s decision in relation to any aspect of the competition is final and binding on every entrant. No correspondence will be entered into.

6. PRIZES

The prize offered for this competition is a Cosmetic Medical Procedure of your choice limited to a maximum of R30,000 as quoted by the Practitioner of your choice who must be registered with The Health Professions Council Of South Africa. Incred will pay the Practitioner directly based on a written quote or invoice from the Practitioner. All prizes must be taken as offered and are not exchangeable, transferable, redeemable for cash or for resale. Prizes unclaimed after a period of one month from the date of notification of the winner may be forfeited and used by Incred at the discretion of Incred. The selection of the winner by Incred is final, and no correspondence will be entered into with other entrants in this regard. Prize collection method will be arranged directly between Incred and the winner. A certified copy of green barcoded Identity Document of the winner will be required to claim the prize. The winner may elect a surgeon of his/her choice to perform the surgery. Incred will not be held responsible for any costs other than those directly related to the surgery, such as travel and accommodation, pre-operative and post-operative costs. The elected surgeon will determine if the winner is suitable for the elected surgery, and if he/she is determined to be unsuitable for surgery the prize will be cancelled an another winner will be chosen. If the winner is determined unsuitable for surgery by the elected surgeon, there will be no claim against Incred by the disquailified winner.

7. NOTIFICATION OF WINNERS AND SPECIAL PERMISSIONS

Winners will be notified by email, or telephone, and the winners name and elected procedure together with discrete (fully clothed) before and after photos will be published on this website. The winning entrant will have to prove his/her identity and South African citizenship in order to claim the prize.

8. ENTRIES

All entries become the property of Incred. Entries not completed in accordance with the conditions of entry or received after the closing date will not be considered. Indecipherable or incomplete entries will be disregarded. No responsibility is taken for late or misdirected email.

9. PRIVACY

The details contained in your entry are protected by security safeguards as detailed in Incred’s Privacy Policy, which is also available on this website. The personal information collected as part of the entry is collected to enable identification of the winner and for future marketing and promotional purposes. Your personal information will only be disclosed to Incred and its related bodies corporate for these purposes. You may contact our Privacy Officer if you would like details of the personal information that Incred may hold about you or if you would like it to be corrected. Depending on the nature of your request, we may ask you to complete a personal information request form. Our Privacy Officer’s contact details are: The Privacy Officer Incred Medical Finance PO Box 1277 Gallo Manor 2052 Email: info@incred.co.za

10. INTERNET

If for any reason a competition does not run for its duration due to a computer virus, tampering, unauthorised intervention, fraud, technical failures or any other cause beyond the control of Incred that corrupts or affects the administration, security, fairness, integrity or proper conduct of the competition, Incred reserves the right in its sole discretion to cancel, terminate, modify or suspend the competition or disqualify any individual who tampers with the entry process. Incred is not responsible for any: (a) malfunction, delay or traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website; (b) failure of any email or entry to be received by Incred; nor (c) any injury or damage to entrants or any other person related to or resulting from participation in the competition or down loading any materials in a competition.

11. LIMITATION OF LIABILITY

Incred makes no representations or warranties as to the quality, suitability or merchantability of any goods or services offered as prizes. To the extent permitted by law, Incred is not liable for any loss suffered to person or property by reason of any act or omission, deliberate or negligent, by Incred or its employees or agents, in connection with the arrangement for the supply, or the supply, of goods and services by any person to the prize winner and, where applicable, to any persons accompanying the prize winner. This clause does not affect any rights a consumer may have which are unable to be excluded under South African law. It is recorded that the role of Incred is limited to the funding of the Procedure. We bear no responsibility for the actions of any persons who perform any other services in relation to the Procedure. We record that you have selected the Practitioner and we do not endorse the Practitioner in any way. The winner shall indemnify Incred against any claim for loss or damage made against us in relation to the Procedure or any other agreement between the winner and Incred.

12. DIRECT MARKETING PERMISSION

By entering this competition, the entrant gives Incred permission to engage in direct marketing via email, phone or any other means with him/her.

13. CLOSING DATE

The closing date for entries is 15 January 2013 and this date may be altered by Incred at its sole discretion.